Guarantee

What We Guarantee

1. Low Rates, Always Competitive

We continuously monitor market trends to offer you the lowest rates available nationwide. Whether you’re purchasing, refinancing, or consolidating, you can trust that you’re getting a fair and honest deal — no hidden fees, no surprises.

2. Fast Closings — As Quick As 10 Days

Time matters when it comes to your home. Our streamlined digital application process and direct lender relationships make it possible to close your loan in as little as 10 days — so you can move forward with confidence.

3. Personalized Service, Start to Finish

Rodney takes the time to understand your goals and unique financial situation. Expect expert guidance, clear communication, and updates at every stage. You’ll never feel lost or left behind.

4. Integrity and Transparency

Our business is built on trust and long-term relationships. We promise honest advice, clear loan terms, and a process where your best interests always come first.

5. A Loan for Every Home

With access to a diverse portfolio — including FHA, VA, Conventional, Jumbo, DSCR, and Down Payment Assistance loans — we guarantee a program tailored to your needs and qualifications.

The E Mortgage Capital Advantage

  • Nationwide coverage with local expertise

  • Access to multiple lenders & investors for the best loan fit

  • Non-QM & no income verification options

  • Down payment assistance programs up to $100,000

  • 15-minute pre-approvals so you can shop with confidence

© Copyright 2025 by E Mortgage Capital. Inc.

Notice To Texas Loan Applicants: Consumers wishing to file a complaint against a mortgage banker, or a licensed mortgage banker residential mortgage loan originator, should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov.

A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.nmlsconsumeraccess.org

Loan Officer at E Mortgage Capital, Inc. 3750 S Susan Street Santa Ana, Ca. 92704. NMLS#1416824 NMLS#1396861 DRE#00853403. Equal Housing Opportunity Lender. https://www.nmlsconsumeraccess.org. For State Requirements, go to https://www.emortgagecapital.com/licensing.