About

“Let MY Experience Make

YOUR Experience GREAT!”

Let MY Experience Make YOUR Experience GREAT!

Rodney Rose

Your Trusted Partner in Mortgage Lending

Mortgage Broker: NMLS# 1396861 ,DRE# 00853403

With a robust educational foundation from California State University, Sacramento, where he majored in real estate, finance, and law, Rodney embarked on a journey that would see him become a cornerstone of the real estate industry. His career, ignited in the halls of CSUS, began with a focus in Business with a concentration in real estate, finance, and law. It wasn’t long before his ambition and expertise propelled him into the realms of Mortgage Lending, Appraisal, Escrow, Title Insurance, and Real Estate Investments.

Rodney’s approach is built on the belief that while all real estate professionals start on equal footing, it’s the journey thereafter that sets them apart. His dedication to his clients is unwavering, with a mission to not just meet expectations but to create raving fans who will be clients for life.

Throughout his illustrious career, Rodney has been the recipient of numerous industry recognitions and awards, a testament to his commitment and proficiency. His expertise is backed by licenses in Mortgage, Real Estate, and Appraising, and his thought leadership has been featured in various prestigious magazine articles.

As a member of several key associations and committees, including the Sacramento Association of Realtors in various capacities, the California Association of Real Estate Lenders, and the Community Planning Advisory Council of North Natomas, Rodney has demonstrated his commitment to the community and the industry at large. His involvement with the Rotary Club of East Sacramento and his certifications as a CREA and CCRA with the National Association of Real Estate Appraisers further showcase his dedication to excellence.

Rodney’s technical acumen and hands-on experience spanning decades ensure that your mortgage lending experience is seamless and stress-free. He is committed to listening and guiding you to the best loan program and rate, tailored specifically to your needs.

Rodney Rose, Mortgage broker California, Licensed mortgage broker NMLS 1396861, E Mortgage Capital broker
Rehab Construction Loans
FHA, VA, CONV, JUMBO, LOANS
Multiple Down Payment Assistance Loans
Direct Lender with all Services in-house
Debt Consolidations Loan
Investor Loans

Trusted By Agents With

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Rodney’s personal bio

Behind Rodney’s success in the real estate and mortgage industry is a man who values balance—between work, family, and friendship. While his impressive career began at California State University, Sacramento, where he majored in real estate, finance, and law, his daily life is grounded in simple joys: family dinners, outdoor adventures, and connecting with the people who matter most.

When he’s not helping clients secure the best loan programs or guiding them through complex real estate transactions, Rodney can often be found spending quality time with his family. Whether it’s a weekend barbecue, cheering at his kids’ games, or planning their next family getaway, he believes that life’s greatest investments aren’t just in property—but in people.

Rodney also cherishes his circle of friends and colleagues. Known for his humor and authenticity, he’s the kind of friend who checks in, lends a hand, or offers sound advice—whether it’s about real estate or life in general. His weekends often include rounds of golf, community events, or volunteering through the Rotary Club of East Sacramento, where he’s an active member.

Expert in FHA, VA, Jumbo loans, and down payment assistance.

Even after decades in the business, Rodney approaches each day with gratitude. He starts his mornings with coffee and reflection—reminding himself that success isn’t measured solely by awards or titles, but by the relationships he builds along the way.

For Rodney, real estate isn’t just a career—it’s a platform to connect, serve, and inspire. His professional drive is matched by his personal dedication to living fully, loving deeply, and helping others do the same.

Rodney’s promise to you:

Licensed mortgage broker NMLS 1396861

A Loan For Every Home

Licensed mortgage broker NMLS 1396861

Solutions for complex issues that could otherwise derail a transaction

Licensed mortgage broker NMLS 1396861

Low Rate, Low Fee

Licensed mortgage broker NMLS 1396861

Guaranteed Closing

Licensed mortgage broker NMLS 1396861

Expert Strategies and Structure

Recognized as the best Local HOME MORTGAGE LOAN OFFICER, Rodney’s expertise encompasses Purchase, Refinance, Cash-Out, Debt Consolidation, Down Payment Assistance, and a wide array of loan types including Conventional, FHA, VA, Jumbo, Investment, and more.

Choose Rodney for a mortgage lending experience defined by trust, honesty, and integrity. With personal attention and expert advice, he will navigate you through the loan process, ensuring your goals are met with complete peace of mind. Remember, with Rodney, people and relationships come before transactions, and success is measured by the lasting bonds formed along the way.

Mortgage, Title & Escrow, Appraisal, Real Estate Sales,

Contact Rodney

And let his comprehensive background in Mortgage, Title & Escrow, Appraisal, Real Estate Sales, Construction, Investments, and Lending pave the way for a smooth and successful transaction.

Awards & Recognitions

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© Copyright 2025 by E Mortgage Capital. Inc.

Notice To Texas Loan Applicants: Consumers wishing to file a complaint against a mortgage banker, or a licensed mortgage banker residential mortgage loan originator, should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov.

A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.nmlsconsumeraccess.org

Loan Officer at E Mortgage Capital, Inc. 3750 S Susan Street Santa Ana, Ca. 92704. NMLS#1416824 NMLS#1396861 DRE#00853403. Equal Housing Opportunity Lender. https://www.nmlsconsumeraccess.org. For State Requirements, go to https://www.emortgagecapital.com/licensing.