Refinance A Home

Get Your FREE Refinance Analysis Today!

Just answer the simple questions below to calculate a lower mortgage rate & payment.

What year did you purchase your home? *

2010-2024

2000-2009

1990-1999

Before 1990

Estimated property value *

What is the remaining 1st mortgage balance? *

As a percentage, what is your 1st mortgage interest rate? *

How will this property be used? *

Primary Home

Secondary Home

Rental Property

What kind of rate do you have? *

Adjustable

Fixed

Do you have a second mortgage? *

Yes

No

Bankruptcy, short sale, or foreclosure in the last 3 years? *

Yes

No

Can you show proof of income? *

Yes

No

What is your average monthly income? *

What are your average monthly expenses? *

Do you currently have a FHA loan? *

Yes

No

Any late mortgage payments in the last 12 months? *

None

1 Late Payment

2+ Late Payments

First Name *

Last Name *

Email *

Phone *

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At E Mortgage Capital, Inc., we understand that your home is one of your most valuable assets. As market conditions and your personal situation change, refinancing your mortgage can be a smart move. It can lower your interest rate, reduce your monthly payments, or give you the cash you need for a major purchase or investment.

Why Refinance Your Mortgage?

1) Lower Your Monthly Payments: If interest rates have dropped since you took out your mortgage, refinancing could help you lower your monthly payments, freeing up cash for other expenses.

2) Switch Your Mortgage Type: You may want to switch from an adjustable-rate mortgage to a fixed-rate mortgage to benefit from stability in your payments.

3) Tap Into Your Home's Equity: Refinancing can allow you to leverage your home's value for important expenditures like home improvements, education, or debt consolidation.

Our Process:

1) Initial Consultation: Our team will sit down with you to understand your financial goals and evaluate whether refinancing is the right option for you.

2) Loan Selection: We'll help you choose the best refinancing option for your needs, whether it's a rate-and-term refinance, cash-out refinance, or other specialized product.

3) Application and Approval: Our team will guide you through the application process, ensuring all paperwork is completed accurately and efficiently.

4) Closing: We'll be by your side at closing, making sure you understand every detail before you sign.

E Mortgage Capital, Inc. is committed to helping homeowners maximize their financial potential. If you're considering refinancing, get in touch with us today to schedule a consultation and explore your options.

E Mortgage Capital. Inc.

NMLS#: 1396861

915 Highland Pointe Dr, Roseville, CA 95678, USA

3401 Mallory Ln, Franklin, TN 37067, USA

18071 Fitch, Irvine, CA 92614, USA

Notice To Texas Loan Applicants: Consumers wishing to file a complaint against a mortgage banker, or a licensed mortgage banker residential mortgage loan originator, should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov.

A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at