Q: What exactly is a mortgage, and how does it work?
A mortgage is a type of loan that helps you buy a home when you don’t have (or don’t want to use) all the cash upfront.
NMLS#: 1396861
Loans available nationwide
18071 Fitch Ste 200, Irvine CA 92614
915 Highland Pointe Dr, Ste 200, Roseville, CA 95678
3401 Mallory Lane, Franklin, TN 37067
For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. E Mortgage Capital, Inc. d/b/a E Mortgage Capital, NMLS# 1416824. Equal Housing Lender (NMLS consumer access: https://www.nmlsconsumeraccess.org/_)
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A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at