Cookies Policy

Personal Identification Information

We may collect personal information in a variety of ways, such as:

  • Name, address, and telephone number
  • Social Security Number
  • Credit history
  • Employment and income information
  • Bank account balances and payment history

Non-Public Personal Identification

We may collect nonpublic personal information on applications and other forms you complete, through conversations with loan originators and processors, and from other sources to process and underwrite your loan. We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

How We Use Your Personal Information

We use your information to:

  • Verify your identity and prevent fraud
  • Communicate with you about our products or services
  • Respond to inquiries or legal requests
  • Comply with legal and regulatory requirements

We may continue to share your information when you are no longer a customer only as permitted and required by law.

Safeguarding Personal Information

We restrict access to nonpublic personal information to employees who need to know that information. We use physical, electronic, and procedural safeguards that comply with federal regulations to protect your personal information. We continually assess and update our security systems as appropriate. We retain your information only as long as your account is active or as needed to provide you services and comply with our legal obligations.

Non-Sharing Clause

No mobile information will be shared with third parties/affiliates for marketing or promotional purposes. The information will not be shared with any third parties unless required by law.

Use of Cookies

We use cookies to measure site activity and enhance your experience. A cookie is a small file that a web server automatically sends to your computer when you visit our website. We do not capture or store personal or sensitive information in our cookies.

  • Session cookies: Temporary files that erase when you close your browser.
  • Persistent cookies: Files that stay in one of your browser’s subfolders and do not expire at the end of the session.

Third Party Websites

You may find links to sites and services of our partners, suppliers, and third parties. We do not control the content or links that appear on these sites and are not responsible for their practices. Please review their terms and privacy policies before providing information.

E Mortgage Capital. Inc.

NMLS#: 1396861

915 Highland Pointe Dr, Roseville, CA 95678, USA

3401 Mallory Ln, Franklin, TN 37067, USA

3750 S Susan Street Santa Ana, Ca. 92704

Notice To Texas Loan Applicants: Consumers wishing to file a complaint against a mortgage banker, or a licensed mortgage banker residential mortgage loan originator, should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov.

A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at