We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you. Our policy, which governs the conduct of all of our current and terminated employees, requires all employees to safeguard personal information about the consumers and customers we serve or have served in the past.

We adopt appropriate data collection, storage and processing practices and security measures to protect you against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our website. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your personal information. We continue to assess new technology as it becomes available and to upgrade our physical and electronic security systems as appropriate. We will retain your information for as long as your account is active or as needed to provide you services.

We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.