Mortgage Rates

The mortgage rates shown are not guaranteed and are subject to change based on market conditions, individual borrower qualifications, loan terms, lock-in period, loan type, property type, credit score, purpose, loan to value, and other factors. Interest rates are subject to change daily and without notice. The rate information are estimates for informational purposes only and does not constitute a mortgage offer or a commitment to lend, and the final rate and terms will be determined after underwriting approval and can vary. For adjustable-rate mortgages (ARMs), the interest rate may increase after closing. Rates and terms are subject to change at any time without notice. Other fees and charges may apply to the loan. While a rate lock guarantees a rate, it can change if something significant changes about your application, such as a low appraisal or issues verifying income. The availability of certain products, terms, and conditions may be subject to regulatory requirements and can vary by state or jurisdiction.

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Notice To Texas Loan Applicants: Consumers wishing to file a complaint against a mortgage banker, or a licensed mortgage banker residential mortgage loan originator, should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov.

A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.nmlsconsumeraccess.org

Loan Officer at E Mortgage Capital, Inc. 3750 S Susan Street Santa Ana, Ca. 92704. NMLS#1416824 NMLS#1396861 DRE#00853403. Equal Housing Opportunity Lender. https://www.nmlsconsumeraccess.org. For State Requirements, go to https://www.emortgagecapital.com/licensing.