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Mortgage Rate Intelligence & Market Updates

Stay informed about economic developments that may influence mortgage rates and home financing decisions. Explore updates covering inflation, Federal Reserve policy, Treasury yields, housing trends, and other important market indicators. Use the category filters to browse relevant economic and mortgage news, then select an article to read the full update. Review the latest stories and market insights to better understand changing conditions when considering your mortgage options.

What Today’s Economic Data Can Mean for Mortgage Rates

Mortgage rates can respond to changes in inflation, employment, Federal Reserve policy, Treasury yields, and expectations about future economic growth. These factors do not determine mortgage rates by themselves, but they can influence the broader bond market and the pricing lenders offer.

For homebuyers and homeowners, the important question is not simply whether economic news is “good” or “bad.” The key is how new information changes expectations for inflation, interest rates, and the economy. Those changes can contribute to mortgage rate movement and affect purchasing power, refinance opportunities, and monthly payment estimates.

Use the market updates below as supporting information, then consider your specific loan type, credit profile, property, and financing goals when evaluating current mortgage options.

Economic News Hub

Real Estate & Financial Market Updates

Article
The Post‑Pandemic Global R*

The Post‑Pandemic Global R*

Marco Del Negro, Elena Elbarmi, and Michael Pham In this post we provide a measure of “global” r* using data on short- and long-term yields and inflation for several countries…
Estimating the Term Structure of Corporate Bond Risk Premia

Estimating the Term Structure of Corporate Bond Risk Premia

Tomas Jankauskas Understanding how short- and long-term assets are priced is one of the fundamental questions in finance. The term structure of risk premia allows us to perform net present…
What Workplace Composition Are Job Candidates Looking For?

What Workplace Composition Are Job Candidates Looking For?

Rachel Schuh Why do workers still segregate by sex across occupations, industries, and firms? Recent research has focused on how preferences for job amenities, like flexibility, may differ by sex….
Seeing Through the Shutdown’s Missing Inflation Data

Seeing Through the Shutdown’s Missing Inflation Data

Martin Almuzara and Geert Mesters Data releases for inflation have been scarce over the past four months due to the government shutdown. As a result, until January 22 no personal…
Who Is Paying for the 2025 U.S. Tariffs?

Who Is Paying for the 2025 U.S. Tariffs?

Mary Amiti, Chris Flanagan, Sebastian Heise, and David E. Weinstein Over the course of 2025, the average tariff rate on U.S. imports increased from 2.6 to 13 percent. In this…
Where Are Mortgage Delinquencies Rising the Most?

Where Are Mortgage Delinquencies Rising the Most?

Andrew F. Haughwout, Donghoon Lee, Daniel Mangrum, Joelle W. Scally, and Wilbert van der Klaauw The Federal Reserve Bank of New York’s Center for Microeconomic Data recently released its Quarterly…
Does the Phillips Curve Steepen When Costs Surge?

Does the Phillips Curve Steepen When Costs Surge?

Simone Lenzu Inflation does not always respond to cost and demand pressures in the same way. When shocks are small, the mapping from costs to prices is roughly proportional—double the…
Anatomy (not Autopsy) of the Phillips Curve

Anatomy (not Autopsy) of the Phillips Curve

Simone Lenzu The relationship between inflation and real economic activity has long been central to debates in macroeconomics and monetary policy. At the core of this debate is the Phillips…
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