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Mortgage Rate Intelligence & Market Updates

Stay informed about economic developments that may influence mortgage rates and home financing decisions. Explore updates covering inflation, Federal Reserve policy, Treasury yields, housing trends, and other important market indicators. Use the category filters to browse relevant economic and mortgage news, then select an article to read the full update. Review the latest stories and market insights to better understand changing conditions when considering your mortgage options.

What Today’s Economic Data Can Mean for Mortgage Rates

Mortgage rates can respond to changes in inflation, employment, Federal Reserve policy, Treasury yields, and expectations about future economic growth. These factors do not determine mortgage rates by themselves, but they can influence the broader bond market and the pricing lenders offer.

For homebuyers and homeowners, the important question is not simply whether economic news is “good” or “bad.” The key is how new information changes expectations for inflation, interest rates, and the economy. Those changes can contribute to mortgage rate movement and affect purchasing power, refinance opportunities, and monthly payment estimates.

Use the market updates below as supporting information, then consider your specific loan type, credit profile, property, and financing goals when evaluating current mortgage options.

Economic News Hub

Real Estate & Financial Market Updates

Article
What Do Over 3,000 Bank Runs Teach Us About Banking Crises?

What Do Over 3,000 Bank Runs Teach Us About Banking Crises?

Sergio Correia, Stephan Luck, and Emil Verner Runs on financial institutions are one of the salient markers of financial crises. But the role of runs in crises is a topic…
Using AI to Let History Speak About Bank Runs

Using AI to Let History Speak About Bank Runs

Sergio Correia, Stephan Luck, and Emil Verner Banking crises are commonly associated with bank runs and banking panics, yet our empirical understanding of bank runs is constrained by a lack…
The Disappearing Overnight Drift

The Disappearing Overnight Drift

Nina Boyarchenko, Lars C. Larsen, and Paul Whelan In a 2021 Liberty Street Economics post, we documented the “overnight drift”—a large, persistent return to holding U.S. equity futures in the…
Liquidity Fades as Treasuries Age

Liquidity Fades as Treasuries Age

Alain Chaboud, Ellen Correia Golay, Michael J. Fleming, Yesol Huh, Frank M. Keane, and Or Shachar More than $30 trillion U.S. Treasury debt is outstanding. Less than 4 percent of this…
How Resilient Were Emerging Market Economies Through the 2022‑23 U.S. Monetary Tightening Cycle?

How Resilient Were Emerging Market Economies Through the 2022‑23 U.S. Monetary Tightening Cycle?

Shaghil Ahmed, Ozge Akinci, and Albert Queralto The cross-border spillover effects of shifts in U.S. monetary policy have long been a focus of academics and policymakers alike. A common finding…
The Post‑COVID Decline in the Labor Share

The Post‑COVID Decline in the Labor Share

Richard Audoly, Miles Guerin, Srinidhi Narayanan, and Rachel Schuh The labor share of income in the U.S. is currently at its lowest-ever level in the post-war period. The labor share…
Synthetic Stablecoins and Financial Stability

Synthetic Stablecoins and Financial Stability

Pablo D. Azar and Jeff Garofano On October 10, 2025, the announcement of a potential additional 100 percent tariff on Chinese goods drove risk-off moves across equities, Treasuries, credit spreads, and…
The New York Fed DSGE Model Forecast—June 2026

The New York Fed DSGE Model Forecast—June 2026

Marco Del Negro, Keshav Dogra, Elena Elbarmi, Donggyu Lee, and Michael Pham This post presents an update of the economic forecasts generated by the Federal Reserve Bank of New York’s…
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