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Mortgage Rate Intelligence & Market Updates

Stay informed about economic developments that may influence mortgage rates and home financing decisions. Explore updates covering inflation, Federal Reserve policy, Treasury yields, housing trends, and other important market indicators. Use the category filters to browse relevant economic and mortgage news, then select an article to read the full update. Review the latest stories and market insights to better understand changing conditions when considering your mortgage options.

What Today’s Economic Data Can Mean for Mortgage Rates

Mortgage rates can respond to changes in inflation, employment, Federal Reserve policy, Treasury yields, and expectations about future economic growth. These factors do not determine mortgage rates by themselves, but they can influence the broader bond market and the pricing lenders offer.

For homebuyers and homeowners, the important question is not simply whether economic news is “good” or “bad.” The key is how new information changes expectations for inflation, interest rates, and the economy. Those changes can contribute to mortgage rate movement and affect purchasing power, refinance opportunities, and monthly payment estimates.

Use the market updates below as supporting information, then consider your specific loan type, credit profile, property, and financing goals when evaluating current mortgage options.

Economic News Hub

Real Estate & Financial Market Updates

Article
New York Fed EHIs Reveal Small Business Struggles

New York Fed EHIs Reveal Small Business Struggles

Will Aarons and Asani Sarkar The New York Fed’s Economic Heterogeneity Indicators (EHIs) aim to study macroeconomic outcomes experienced by various groups of people and businesses. We recently added a suite of indicators describing the performance…
A New Dataset for Consumer Spending in the New York Fed EHIs

A New Dataset for Consumer Spending in the New York Fed EHIs

Rajashri Chakrabarti, Thu Pham, Beck Pierce, and Maxim L. Pinkovskiy We are enhancing our set of Economic Heterogeneity Indicators (EHIs) by adding a set of metrics on consumer spending with…
Understating Rising Quality Means Import Price Inflation Is Overstated

Understating Rising Quality Means Import Price Inflation Is Overstated

Danial Lashkari It is common for price measures to consider changes in quality. That is, a price index might fall even though listed prices are unchanged because the quality of…
Disability in the Labor Market: Earnings

Disability in the Labor Market: Earnings

Rajashri Chakrabarti, Thu Pham, Beck Pierce, and Maxim L. Pinkovskiy In our previous post we learned that, in general, people with disabilities participate in the labor market at significantly lower…
Disability in the Labor Market: Employment and Participation

Disability in the Labor Market: Employment and Participation

Rajashri Chakrabarti, Thu Pham, Beck Pierce, and Maxim L. Pinkovskiy Among people in prime working age (25-54), around 7 percent have a disability of some kind. In this set of…
Measuring Labor Market Tightness: Data Update and New Web Feature

Measuring Labor Market Tightness: Data Update and New Web Feature

Sebastian Heise, Jeremy Pearce, and Jacob P. Weber Good measures of labor market tightness are essential to predict wage inflation and to calibrate monetary policy. In an October 2024 post,…
What Is a Carbon Tariff and Why Is the EU Imposing One?

What Is a Carbon Tariff and Why Is the EU Imposing One?

Pierre Coster, Julian di Giovanni, and Isabelle Mejean The European Union has been an early adopter of carbon policies, with the introduction of the EU Emissions Trading System (ETS) in…
What Can Undermine a Carbon Tax?

What Can Undermine a Carbon Tax?

Pierre Coster, Julian di Giovanni, and Isabelle Mejean Several countries have implemented a carbon tax or cap-and-trade system to establish high carbon prices and create a disincentive for the use…
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