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Mortgage Rate Intelligence & Market Updates

Stay informed about economic developments that may influence mortgage rates and home financing decisions. Explore updates covering inflation, Federal Reserve policy, Treasury yields, housing trends, and other important market indicators. Use the category filters to browse relevant economic and mortgage news, then select an article to read the full update. Review the latest stories and market insights to better understand changing conditions when considering your mortgage options.

What Today’s Economic Data Can Mean for Mortgage Rates

Mortgage rates can respond to changes in inflation, employment, Federal Reserve policy, Treasury yields, and expectations about future economic growth. These factors do not determine mortgage rates by themselves, but they can influence the broader bond market and the pricing lenders offer.

For homebuyers and homeowners, the important question is not simply whether economic news is “good” or “bad.” The key is how new information changes expectations for inflation, interest rates, and the economy. Those changes can contribute to mortgage rate movement and affect purchasing power, refinance opportunities, and monthly payment estimates.

Use the market updates below as supporting information, then consider your specific loan type, credit profile, property, and financing goals when evaluating current mortgage options.

Economic News Hub

Real Estate & Financial Market Updates

Article
Designing Bank Regulation with Accounting Discretion

Designing Bank Regulation with Accounting Discretion

Kinda Hachem Why does the banking industry remain prone to large and costly disruptions despite being so heavily regulated? Is there a need for more regulation, less regulation, or simply…
The New York Fed DSGE Model Forecast— December 2025

The New York Fed DSGE Model Forecast— December 2025

Marco Del Negro, Ibrahima Diagne, Keshav Dogra, Elena Elbarmi, Donggyu Lee, and Michael Pham This post presents an update of the economic forecasts generated by the Federal Reserve Bank of…
The Future of Payment Infrastructure Could Be Permissionless

The Future of Payment Infrastructure Could Be Permissionless

Rod Garratt and Michael Junho Lee Following the recent passage of legislation in the U.S., payment stablecoins seem to be on the brink of wider-scale adoption and explosive growth in…
How Businesses Set Prices—In Their Own Words

How Businesses Set Prices—In Their Own Words

Wändi Bruine de Bruin, Keshav Dogra, Sebastian Heise, Edward S. Knotek II, Brent H. Meyer, Robert W. Rich, Raphael S. Schoenle, Giorgio Topa, and Wilbert van der Klaauw There has…
Is Monetary Policy Still Seasonal? 

Is Monetary Policy Still Seasonal? 

Richard Crump, Keshav Dogra, and Dennis Kongoli A 2012 Liberty Street Economics post noted that U.S. monetary policy exhibits a surprising degree of seasonal behavior: over the 1987-2008 period, the…
Banks Develop a Nonbank Footprint to Better Manage Liquidity Needs

Banks Develop a Nonbank Footprint to Better Manage Liquidity Needs

Nicola Cetorelli and Saketh Prazad In a previous post, we documented how, over the past five decades, the typical U.S. bank has evolved from an entity mainly focused on deposit…
U.S. Banks Have Developed a Significant Nonbank Footprint

U.S. Banks Have Developed a Significant Nonbank Footprint

Nicola Cetorelli and Saketh Prazad  In light of the rapid growth of nonbank financial institutions (NBFIs), many have argued that bank-led financial intermediation is on the decline, based on the…
How Has Treasury Market Liquidity Fared in 2025?

How Has Treasury Market Liquidity Fared in 2025?

Michael J. Fleming In 2025, the Federal Reserve has cut interest rates, trade policy has shifted abruptly, and economic policy uncertainty has increased. How have these developments affected the functioning…
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