Hands stacking coins to illustrate saving, budgeting, or building financial growth

Mortgage Rate Intelligence & Market Updates

Stay informed about economic developments that may influence mortgage rates and home financing decisions. Explore updates covering inflation, Federal Reserve policy, Treasury yields, housing trends, and other important market indicators. Use the category filters to browse relevant economic and mortgage news, then select an article to read the full update. Review the latest stories and market insights to better understand changing conditions when considering your mortgage options.

What Today’s Economic Data Can Mean for Mortgage Rates

Mortgage rates can respond to changes in inflation, employment, Federal Reserve policy, Treasury yields, and expectations about future economic growth. These factors do not determine mortgage rates by themselves, but they can influence the broader bond market and the pricing lenders offer.

For homebuyers and homeowners, the important question is not simply whether economic news is “good” or “bad.” The key is how new information changes expectations for inflation, interest rates, and the economy. Those changes can contribute to mortgage rate movement and affect purchasing power, refinance opportunities, and monthly payment estimates.

Use the market updates below as supporting information, then consider your specific loan type, credit profile, property, and financing goals when evaluating current mortgage options.

Economic News Hub

Real Estate & Financial Market Updates

Article
What is a Semi-Custom Home? How it Differs From Custom and Spec Homes

What is a Semi-Custom Home? How it Differs From Custom and Spec Homes

If you’re looking for a new construction home, you may come across terms like semi-custom, custom, and spec home. While all three involve new construction, the amount of choice you…
What is a New Construction Home?

What is a New Construction Home?

A new construction home is a property that is newly built or still being built and has not previously been occupied as a residence. Buyers may purchase a new construction…
Mortgage industry professionals posing together at a business event

Verification, U/W, PPE, Margin Mgt. Tools; Webinars; MISMO and FRAME Offer; Buydown breakdown

We’re waist deep in conferences (click here to view or add events), and every week I receive a half a dozen invitations to mortgage golf events centered around a conference….
Another Red Start, And It's Not All About Oil

Another Red Start, And It’s Not All About Oil

Bonds lost ground overnight with traders reacting to Trump's rejection of Iran's proposal to reopen the Strait of Hormuz. This isn't the first time that bonds have reacted to war…
Flood-damaged urban street with collapsed roadway and debris between buildings

Who’s Borrowing and Lending in Repo Markets?

Gara Afonso, Jun-Davinci Choi, Gonzalo Cisternas, and Will Riordan Repo markets play a vital role in the U.S. financial system. In this three-part series, we examine who participates in these…
Mortgage-backed securities recovery chart with rising arrow and bear trap imagery

Respectable Recovery. Is It a Trap?

Respectable Recovery. Is It a Trap? First thing's first: the parabolic flourish of bond selling of the past 2 weeks is arguably unprecedented in recent memory. Specifically, we've seen similar…
New home sales return to typical range after unusually large bounce

New Home Sales Back in The Range After Uncommonly Big Bounce

The new home market returned to the longer-term range last month, with sales seeing their 4th biggest rebound in 4 years.  Sales of new single-family homes rose to a seasonally…
Approved mortgage application illustrating stronger refinance demand as home purchases stall

Refi Demand Logically Lower While Purchases Grind Sideways

Mortgage demand remained subdued last week as the 30-year fixed rate climbed above 7%. The Mortgage Bankers Association (MBA) reported a 1.5% decline in total mortgage application volume for the…
Rodney Rose Mortgage Team
Loans available nationwide
Low Rate, Low Fee.
"A Loan for every home"
Guaranteed Closing*
Rodney Rose, Loan Officer and Branch Manager
Rodney Rose
Loan Officer / Branch Manager
NMLS#: 1396861 DRE#: 00853403
C: (916) 232 3040
E: rrose@emortgagecapital.com
W: MortgageMarketUpdate.com
Better Business Bureau accreditation badge on a white background
Offices
By using our site, you agree to use our cookies. For more information, read our Privacy Policy