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Mortgage Rate Intelligence & Market Updates

Stay informed about economic developments that may influence mortgage rates and home financing decisions. Explore updates covering inflation, Federal Reserve policy, Treasury yields, housing trends, and other important market indicators. Use the category filters to browse relevant economic and mortgage news, then select an article to read the full update. Review the latest stories and market insights to better understand changing conditions when considering your mortgage options.

What Today’s Economic Data Can Mean for Mortgage Rates

Mortgage rates can respond to changes in inflation, employment, Federal Reserve policy, Treasury yields, and expectations about future economic growth. These factors do not determine mortgage rates by themselves, but they can influence the broader bond market and the pricing lenders offer.

For homebuyers and homeowners, the important question is not simply whether economic news is “good” or “bad.” The key is how new information changes expectations for inflation, interest rates, and the economy. Those changes can contribute to mortgage rate movement and affect purchasing power, refinance opportunities, and monthly payment estimates.

Use the market updates below as supporting information, then consider your specific loan type, credit profile, property, and financing goals when evaluating current mortgage options.

Economic News Hub

Real Estate & Financial Market Updates

Article
Flood-damaged urban street with collapsed roadway and debris between buildings

Who’s Borrowing and Lending in Repo Markets?

Gara Afonso, Jun-Davinci Choi, Gonzalo Cisternas, and Will Riordan Repo markets play a vital role in the U.S. financial system. In this three-part series, we examine who participates in these…
Mortgage-backed securities recovery chart with rising arrow and bear trap imagery

Respectable Recovery. Is It a Trap?

Respectable Recovery. Is It a Trap? First thing's first: the parabolic flourish of bond selling of the past 2 weeks is arguably unprecedented in recent memory. Specifically, we've seen similar…
New home sales return to typical range after unusually large bounce

New Home Sales Back in The Range After Uncommonly Big Bounce

The new home market returned to the longer-term range last month, with sales seeing their 4th biggest rebound in 4 years.  Sales of new single-family homes rose to a seasonally…
Approved mortgage application illustrating stronger refinance demand as home purchases stall

Refi Demand Logically Lower While Purchases Grind Sideways

Mortgage demand remained subdued last week as the 30-year fixed rate climbed above 7%. The Mortgage Bankers Association (MBA) reported a 1.5% decline in total mortgage application volume for the…
Mortgage rates daily index showing 30-year fixed rate at 7.58%

Mortgage Rates Had a Better Day, Ultimately Dropping Just Slightly

(NOTE: This article was updated  at 5:30pm from the version originally published at 2:36pm ET to reflect late day rate improvements). Mortgage rates have risen more than half a point…
How Seller’s Disclosures Protect Buyers and Sellers in a Home Sale

How Seller’s Disclosures Protect Buyers and Sellers in a Home Sale

A seller’s disclosure, also called a property disclosure, is a document that sellers are legally required to provide to potential buyers. It outlines any known issues or defects with the…
The 10 Coldest Cities in the U.S.

The 10 Coldest Cities in the U.S.

Key takeaways Fairbanks, Anchorage, and Grand Forks are the coldest cities in the U.S., where annual average temperatures sit below 40°F. America’s coldest cities are primarily located in Alaska, the…
Snow-covered urban park surrounded by illuminated high-rise buildings at dusk

The 10 Snowiest Cities in the U.S., Ranked

Key takeaways Syracuse, Watertown, and Auburn – all in New York – are the snowiest cities in the U.S., seeing over 100” of snow in a typical year. A majority…
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