HECM originations sink to lowest level since 2020, HMBS issuance down 17% in September

Realtor.com report suggests move-up buyers will see more options and potentially softer prices, but first-time buyers will remain constrained by

Jensen offers her thoughts on the 2% upfront mortgage insurance premium, second appraisals and retirement planning use cases

Quarterly testing can miss drift, lenders need continuous fair lending visibility