eNote, Non-Agency, Spec Pay-Up, Processing, Hedging Tools; UAD 3.6 Paused; Agency Pricing Changes

Realtor.com report suggests move-up buyers will see more options and potentially softer prices, but first-time buyers will remain constrained by

Jensen offers her thoughts on the 2% upfront mortgage insurance premium, second appraisals and retirement planning use cases

Quarterly testing can miss drift, lenders need continuous fair lending visibility