Mortgage rates can change throughout the day based on market conditions. The rates displayed on this page are for informational and comparison purposes and may not reflect the rate available for a specific borrower or loan scenario. Your actual mortgage rate can depend on factors including credit score, loan amount, down payment, loan-to-value ratio, property type, loan program, occupancy, loan purpose, discount points, and rate-lock period. The mortgage rates shown are not guaranteed and are subject to change at any time without notice based on market conditions, individual borrower qualifications, loan terms, lock-in period, loan type, property type, credit score, purpose, loan to value, and other factors. The rate information shown does not constitute a mortgage offer or commitment to lend. Actual rates, fees, and loan terms depend on borrower qualifications, property and loan characteristics, market conditions, rate-lock timing, lender requirements, and other applicable factors. The availability of certain products, terms, and conditions may be subject to regulatory requirements and can vary by state or jurisdiction.
| Scenario | What Can Affect the Rate |
|---|---|
| Conventional | Credit profile, down payment, loan amount, property type, occupancy |
| FHA | Credit profile, loan amount, down payment, property eligibility |
| VA | Loan amount, credit profile, property type, VA eligibility |
| USDA | Property eligibility, household eligibility, credit profile, loan amount |
| Jumbo | Loan amount, credit profile, down payment, reserves, property type |
The mortgage rates shown on this page are provided for comparison and informational purposes. Rate information may be updated as market conditions change and should be considered a general market reference rather than a personalized rate quote.
Displayed rates may be based on assumptions about the loan program, loan amount, property type, occupancy, credit profile, down payment, and other loan characteristics. Your actual rate and terms may differ based on your individual loan scenario.
The interest rate is the percentage charged for borrowing the loan principal. The Annual Percentage Rate (APR) provides a broader measure of borrowing cost because it may include the interest rate and certain loan fees or charges. When comparing mortgage options, consider both the interest rate and APR. A lower interest rate does not always mean a lower overall borrowing cost.
Estimate your potential monthly mortgage payment, including principal and interest, based on your loan details.
