Purchase Qualification

Get Your FREE Refinance Analysis Today!

Just answer the simple questions below to calculate a lower mortgage rate & payment.

Your Zip Code

What type of property are you refinancing?

Estimate your credit score

What year did you purchase your home?

2010-2024 2000-2009 1990-1999 Before 1990

Estimated property value

What is the remaining 1st mortgage balance?

As a percentage, what is your 1st mortgage interest rate? *

How will this property be used?

Primary Home Secondary Home Rental Property

How will this property be used?

Adjustable Fixed

Do you have a second mortgage?

Yes No

Bankruptcy, short sale, or foreclosure in the last 3 years? *

Yes No

Can you show proof of income?

Yes No

What is your average monthly income?

What are your average monthly expenses?

Do you currently have a FHA loan?

Yes No

Any late mortgage payments in the last 12 months?

None 1 Late Payment 2+ Late Payments

Name

Phone

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At E Mortgage Capital, Inc., we understand that your home is one of your most valuable assets. As market conditions and your personal situation change, refinancing your mortgage can be a smart move. It can lower your interest rate, reduce your monthly payments, or give you the cash you need for a major purchase or investment.

Why Refinance Your Mortgage?

Lower Your Monthly Payments: If interest rates have dropped since you took out your mortgage, refinancing could help you lower your monthly payments, freeing up cash for other expenses.
Switch Your Mortgage Type: You may want to switch from an adjustable-rate mortgage to a fixed-rate mortgage to benefit from stability in your payments.
Tap Into Your Home’s Equity: Refinancing can allow you to leverage your home’s value for important expenditures like home improvements, education, or debt consolidation.

Our Process:

Initial Consultation: Our team will sit down with you to understand your financial goals and evaluate whether refinancing is the right option for you.
Loan Selection: We’ll help you choose the best refinancing option for your needs, whether it’s a rate-and-term refinance, cash-out refinance, or other specialized product.
Application and Approval: Our team will guide you through the application process, ensuring all paperwork is completed accurately and efficiently.
Closing: We’ll be by your side at closing, making sure you understand every detail before you sign.

E Mortgage Capital, Inc. is committed to helping homeowners maximize their financial potential. If you’re considering refinancing, get in touch with us today to schedule a consultation and explore your options.

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